first_img Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. See all posts by Harshil Patel “This Stock Could Be Like Buying Amazon in 1997” Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Image source: Getty Images Simply click below to discover how you can take advantage of this. Enter Your Email Address I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. The UK economy suffered its biggest slump on record as lockdown measures pushed the country officially into recession. However, a recessionary environment can be the best time to invest in cheap UK stocks in my opinion. Temporarily unloved sectors can be filled with stock market bargains.It may be hard to imagine how just £100 per month could help you get rich and retire early, but investing regularly over a long period of time can have a compounding effect on your investment. Buying cheap UK stocks today could allow you to average a lower price and improve your long-term returns.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Finding cheap UK stocks in a recessionAs the economy takes a lurch down, it’s possible to find good quality, cheap UK stocks – many of which may have been rising stars for many decades. The most common place to look is in the FTSE 100, the UK’s leading blue-chip index. However, it is heavily weighted towards banks and oil companies that tend to dominate the index, and as a result isn’t really representative of the wider economy.I consider the FTSE 250 index a much better place to search for cheap UK stocks. Here you will find more small and mid-sized companies, with a more balanced variety of both growth and value stocks. I believe smaller companies have more potential to become the giants of the future. As the investment veteran Jim Slater once said, “elephants don’t gallop”.Over the long run, stocks in the FTSE 250 have recovered well from recession lows.  For example, over the past 10 years, the FTSE 250 produced an annualised return of approximately 9.1%, including dividends. In comparison, the FTSE 100 returned 7.5% annually, according to my calculations.  Invest regularly in a stocks and shares ISADue to the wonders of compounding, seemingly small differences in annual percentage return can add up to a mind-boggling sum. I’d argue it’s important to invest regularly in cheap UK stocks over many years to help you to maximise your retirement pot.For example, a 20-year-old investor might start an investment today with £10,000, adding just £100 per month, until they reach their expected retirement age of 65. An investment that returns 7.5% per year would produce a total at age 65 of approximately £688,000.In comparison, an investment that returns 9.1% per year would produce a much larger sum of approximately £1.2m!  So how can investing in cheap UK stocks help you to retire earlier?To demonstrate, let’s assume that you would like to retire with £688,000, which could provide you with an annual retirement income of £28,000. According to my calculations, by investing at an annual return of 9.1%, instead of retiring at 65 you could retire six years earlier at 59.As shown in this example, an earlier retirement doesn’t need to be too expensive. A starting point of £10,000 plus just £100 per month can be enough, provided you start early. Starting your investment early provides ample time for cheap UK stocks to grow into valuable UK stocks. Investing in a recession? How just £100 a month in cheap UK stocks could help you retire early Harshil Patel | Monday, 17th August, 2020 Our 6 ‘Best Buys Now’ Shareslast_img read more

first_img The Best Markets For Residential Property Investors 2 days ago in Featured, Media, Webcasts DS News Webcast: Friday 4/11/2014  Print This Post The Week Ahead: Nearing the Forbearance Exit 2 days ago Previous: Single-Family Sales Increase in Connecticut Next: FDIC Urges Institutions to Mitigate Cyber-Related Risk Data Provider Black Knight to Acquire Top of Mind 2 days ago The Best Markets For Residential Property Investors 2 days ago April 11, 2014 588 Views Nearly 70 million adults have no emergency savings, while nearly one in four would run out of money in 30 days, according to a new survey put out by NeighborWorks America. The survey found that 22 percent, or roughly 53 million adults, have only enough emergency savings for one month. Results from the survey also found that 48 percent of respondents said their cash reserves would last as long as three months, and 28 percent expect savings to last for a year. In total, 68 percent of consumers reported setting aside money in case of a financial emergency.Top savings goals reported by the survey include retirement and buying a home. 13 percent of survey respondents listed saving to buy a home as their top priority. A big factor in whether a person had emergency savings was race. The survey found that of the 29 percent of adults with no emergency savings, 43 percent were African-American and 39 percent were Hispanic. White respondents made up a reported 24 percent of adults with no emergency savings. Higher income earners were more apt to save, with only 11 percent of people making $100,000 or more per year with no emergency fund.In a bit of good news for homebuyers before the prime spring season, mortgage rates fell back a bit this week, according to a report from Freddie Mac. In its weekly Primary Mortgage Market Survey, Freddie Mac reported the 30-year fixed-rate mortgage averaging a rate of 4.34 percent for the week ending April 10, a decline of 0.7 from the previous week’s rate of 4.41 percent. A year ago at this time, the 30-year fixed was down nearly a full percentage point at 3.43 percent. Share Save Demand Propels Home Prices Upward 2 days ago Servicers Navigate the Post-Pandemic World 2 days agocenter_img Home / Featured / DS News Webcast: Friday 4/11/2014 Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Is Rise in Forbearance Volume Cause for Concern? 2 days ago 2014-04-11 DSNews Related Articles Demand Propels Home Prices Upward 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Sign up for DS News Daily About Author: DSNews Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Subscribelast_img read more

first_imgWednesday evening, the Saint Mary’s Moreau Art Galleries welcomed two new spring exhibits, “Touristic Intents” by Mat Rappaport and “Homeland: Chicago & Belgrade Diasporas,” a collaborative project by Melissa Potter and Mat Rappaport. The exhibits will run from Wednesday through March 6. Monica Villagomez Mendez Artists Melissa Potter, left, and Mat Rappaport presented two next exhibits to the Saint Mary’s community in the Moreau Galleries, titled “Touristic Intents” and “Homeland: Chicago & Belgrade Diasporas.”“Touristic Intents” was created using photographs, single channel video, silk screened cardboard boxes, rubber, surveyor’s poles and audio. The exhibit explores a three mile-long building that was constructed in the 1930s to be a Nazi resort that was unfinished in Prora, Germany. Rappaport said he started his research for this project in 2008.Rappaport said the purpose of the site was to house 20,000 vacationing working class Germans after the destruction of the trade unions.“What struck me was that this building was designed by the Nazis started being built in 1936, and the architect of this building’s main objectives was to create a resort for the working class, for the German workers, where everyone had a sea side view,” Rappaport said.The exhibit consists of 135 images, with each image showing the views from windows that were taken within one block of one building section.According to a description of “Touristic Intents” as provided by a brochure at the event, each image “depicts only the space of a window’s opening, its ‘view’ floating on a white background.” In order to “reinforce the initial promise of an ocean view for all, the obscured view is mirrored on the page with a reconstruction of an ocean view pushing through the same shape.”The site was sold and intended to be converted into condominiums, rental apartments and hotels by private developers in the 1990s after it was used as secret military site during the German Democratic Republic. During that time, it was used as a German military training school, barracks and officers’ resort.Rappaport said the building he explored is one of the five that the Nazis had planned to build as a part of their “strength through joy” program.”I was fascinated by this idea that this fascistic government wants to do something that seems, at least in my mind, very, very progressive by giving access to leisure time, which at that time [leisure time] was a construct that only upper class people got to experience,” Rappaport said. Monica Villagomez Mendez Visitors to the Moreau Galleries examine the new exhibits, which showcase themes surrounding diaspora, architecture and travel.Also on display was Potter and Rappaport’s “Homeland: Chicago and Belgrade Diaspora,” which uses interviews with multi-generational artists and curators to explore the Serbian experience of moving to the United States and establishing a post-Yugoslavian society.Some of the images presented in the exhibit are taken from Chicago, which is known as the Serbian center of the United States, having a population of roughly 400,000 Serbian people. The exhibit displays quotes from the interviews on images of a Chicago Serbian neighborhood and of Belgrade.“Doing the interviews has been so amazing because there is no way that, even a student of international news and international history, that you could get these kind of personal stories without sitting down with people,” Rappaport said. “As an artist, I think we get to have permission to ask people personal questions and intimate questions, and for whatever reason, they open up to us really nicely.“It has been a real privilege and an incredible answer to my own curiosity about certain issues.”Potter spoke for both herself and Rappaport when she said this work has affected the way that they both see certain parts of the world.“Sometimes you make work and then you leave it behind, but this work has made me think a lot. I really learned from these interviewees, and this project has changed a lot of my opinions and attitudes about social situations,” Potter said.Tags: art opening, mat rappaport, melissa potter, moreau art galleries opening, moreau art gallery, spring exhibitionslast_img read more

first_img Show Closed This production ended its run on July 19, 2015 Related Shows Star Files Kristin Chenoweth On The Twentieth Century We knew the stars of On the Twentieth Century were bonding, but we didn’t realize they’d gotten this close! On Twitter, Tony winner Kristin Chenoweth posted this adorable photo with her new co-star Peter Gallagher in TOMS’ and Target’s “Together Sweater.” Hey, while you guys are in there, would you mind giving us a few bars of “Who Will Love Me as I Am” from Side Show? Also, do you mind if we call you Daisy and Violet from now on? Check out this adorable snapshot of the twosome getting silly, then see On the Twentieth Century at the American Airlines Theatre beginning February 12, 2015! View Commentslast_img read more

first_imgU.K. to require companies to release energy use, CO2 data FacebookTwitterLinkedInEmailPrint分享Reuters:The British government will force large companies to report their energy use, carbon dioxide emissions and energy efficiency measures in their annual reports from April next year, it said on Wednesday.The government said it wants businesses and industry to improve energy efficiency by at least 20 percent by 2030.A previous company reporting scheme, called the CRC Energy Efficiency Scheme, was too complex for businesses and will be closed. The new framework will simplify and streamline reporting requirements.“The government has decided that the new framework will apply to all quoted companies and apply to large UK incorporated unquoted companies and large LLPs (limited liability partnerships) with at least 250 employees or annual turnover greater than 36 million pounds ($47 million) and annual balance sheet total greater than 18 million pounds,” the department for Business, Energy and Industrial Strategy said in a statement.More: UK government to force large companies to report CO2 emissions from April 2019last_img read more

first_img 6SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr It’s hard to imagine even easier, more instant access to the data we want, since we are all used to having our smartphones with us. At all times.But that is exactly what wearables are poised to do and, in many cases, are already accomplishing. Consider how fitness tracker bracelets like those made by Fitbit and Basis Peak are impacting the world of fitness, keeping us ultra-connected to our own data as well as to one another.The financial industry and credit unions in particular have an opportunity to adopt wearable technology as a way to expand popular mobile banking offerings. New apps are making it possible for members to view a glanceable version of payment and account information – right on their wrists. Credit unions should see this trend as a powerful way to enable their members to perform simple financial tasks, like monitoring account balances, using their smart watch.Some credit unions are already in this arena. For example, when the Apple Watch was introduced, $258 million Alabama Teachers Credit Union, Gadsden, Ala., and $553 million Greater TEXAS Federal Credit Union, Austin, Texas, deployed Apple Watch banking apps with the idea of jumping ahead of competitors in their markets and deliver the latest technology to their members. continue reading »last_img read more

first_imgSign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York Multiple swastikas, at least one anti-Jewish message, and the words “Heil Hitler” were discovered on the Nassau Community College campus over the last two months, and now authorities are investigating the incidents as possible bias crimes.In total, the college has reported five separate incidents to Nassau County police from Oct. 15 to Dec. 2, police said. In three of the incidents, multiple swastikas were discovered inside campus bathrooms. The anti-Semitic symbol was also found on a handrail and a wall of the campus’ “B” building.Police did not repeat what the derogatory message said, but Det. Lt. Richard LeBrun, the department’s chief spokesman, noted that it was “biased against the Jewish community.”All of the cases remain unsolved.“The individual who did this is absolutely misguided,” LeBrun told reporters. “It’s reprehensible. It’s not appropriate in our thinking and the public’s thinking.”He said, “We all work together to try to make good, good communities.”In a statement, Nassau Community College President Dr. Hubert Keen said the school has “zero tolerance for any and all kinds of hate speech,” adding that the disconcerting discoveries are “unacceptable and will not be tolerated.”“While it is unclear whether the graffiti crime was committed by trespassers or not, the institution will take all steps necessary to ensure that the perpetrators are prosecuted to the fullest extent of the law, and that Nassau Community College remains a safe haven for all students, faculty, staff and visitors,” Keen said.Evan R. Bernstein, New York regional director for the Anti-Defamation League, released a statement expressing concern over the multiple swastika discoveries.“Institutions of learning must be a safe space for all students,” he said. “No one should ever be subjected to such hateful anti-Semitic imagery or be made to feel vulnerable on campus. We hope Nassau Community College leadership will do all it can to discourage such acts of hate and encourage respect among its student body.”The swastikas were uncovered by the college’s staff on Oct. 15, 28, 29 and Dec. 2, LeBrun said, adding that the perpetrator could face one to four years in prison on a Class E felony. On Friday evening police responded to NCC yet again after a student found the words “Germany” and “Heil Hitler” drawn with a black marker inside the men’s bathroom of the “E” building, police said.Although three of the incidents occurred before Nov. 8, the latest discovery has further troubled minority and Jewish groups amid a surge of hate crimes across the country following the election of Donald Trump.Earlier this week, Nassau police said it is investigating a hate crime in Mineola in which “Make America White Again”—a play on President-elect Donald Trump’s oft-repeated slogan—as well as a racial slur and swastikas were found spray-painted on a Mineola sidewalk.Anti-hate groups have documented hundreds of similar incidents across the country, though Long Island has yet to have any reports of physical attacks.Nassau police’s Third Precinct is investigating the crimes at Nassau Community College’s campus and in Mineola. The department has also increased patrols in the impacted areas.When asked why the public is only now learning of the October incidents, LeBrun explained that the Third Precinct was being given the appropriate time to investigate the case and that the incidents were not immediately reported to the department’s Public Information Office, which is not uncommon. LeBrun’s department was not notified until Dec. 7, he said.“They’re [Third Precinct investigators] looking at surveillance tapes. They’re interviewing college personnel. If they are looking for an individual, they necessarily don’t want the attention drawn to that,” LeBrun said.The police department does not see the delay in reporting the incident “as a problem,” LeBrun said, adding, “There’s no hiding of facts here.”At the press conference, Robert Solomon, chairman of the Jewish Community Relations Council of Long Island, said that his group “stands in solidarity” with police “against these harmful acts.”Still, Solomon said it is necessary to consider the spate of hate crimes together as opposed to singular incidents.“It seems to me that since the election there hasn’t been a day when…I haven’t seen something in the paper,” said Solomon, as he referenced various recent news articles, including one about US Jews struggling with anti-Semitism.“I think we have to connect the dots here. There are dangerous winds of hate, which are blowing across America,” he added. “And whether it’s under the guise of alt-right or nationalism or Brexit, or whatever you call it, things are happening that are inciting the passions of those people in this country.”“We stand with all our brothers from all ethnicities, religions, backgrounds, to stand for a position against hate,” Solomon continued, “because for evil to triumph, all it takes is for good people to do nothing.”Since the election, many minority groups have coalesced around one common foe: hate. Jews and Muslims gathered together at a mosque in Westbury last week and plan to hold monthly events across the Island. Various ethnic groups have created a collective dubbed, “Long Island Together,” with a stated goal of protecting vulnerable people and standing up against hate.This story has been updated to include the messages found on Friday.(Featured photo credit: NCC/Facebook)last_img read more

first_imgCategories: Letters to the Editor, OpinionI’m ashamed to be associated as an alumni of Niskayuna High School. I read in the Oct. 7 Gazette: “Niskayuna Central School District Superintendent Cosimo Tangorra Jr. issued a statement just after noon Friday stating that the national anthem will not be played at the high school pep rally Friday afternoon, as has been the custom in past years.The statement read in part: “After careful thought and consideration by our administration, and after meeting with members of our student body, it was decided that the national anthem would not be played as it has been in the past. This is an event focused on school spirit and unity, and there was a concern that given the intensity of this issue and the diversity of viewpoints, that this event could turn what is supposed to be a positive experience for our students into a negative one.”What a cowardly and unpatriotic statement. I’m calling for the immediate removal of Superintendent Tangorra. A person in that leadership role shouldn’t be in a position to influence our children. His statement claims that in the interest of the diversity of viewpoints, the anthem will not be played. Has he disregarded the viewpoint of the majority of students and Americans? Why is a patriotic viewpoint being discriminated? Why does he insist on soiling our freedom and flag and national pride by refusing to continue the traditional playing of the anthem at pep rallies? The students should be taught respect and honor, not encouraged to participate in an act of such disrespect. Freedom of speech is of utmost importance, but what the superintendant has done here is extinguish that freedom of speech. He’s denying the majority of the students rights to express their love of country when putting their hand over their heart while playing our anthem, as has been tradition.I will never support NHS fund-raisers or any other event sponsored by NHS until the superintendant has been removed or issues a statement of apology and reverses his deplorable, yes deplorable, actions banning our national anthem. His statement and actions are a disgrace and are cowardly. We all should be ashamed.Joseph WolfeOrmand Beach, Fla. (formerly of Niskayuna)More from The Daily Gazette:Foss: Should main downtown branch of the Schenectady County Public Library reopen?EDITORIAL: Urgent: Today is the last day to complete the censusNiskayuna girls’ cross country wins over BethlehemEDITORIAL: Find a way to get family members into nursing homesPuccioni’s two goals help Niskayuna boys’ soccer top Shaker, remain perfectlast_img read more

first_imgTopics : The South Pacific nation last week scrapped domestic social distancing measures, while maintaining strong border restrictions.Ardern on Wednesday suspended the program that allowed the women to be released early from quarantine on compassionate grounds, saying New Zealand’s successful virus response could not be undermined.She stressed that the women, who were visiting a dying relative, had done nothing wrong and complied with health protocols at all times.The women remain in isolation as health officials scramble to test about 320 people they had contact with while in New Zealand. Ardern said it was “absolutely nonsensical” they were not tested earlier and it was clear border controls needed to be tightened to ensure similar failures were not repeated.She said assistant chief of defense Digby Webb had been appointed to oversee border quarantine operations and was being given access to military personnel and logistical expertise.”My view is that we need the rigor, we need the confidence, we need the discipline that the military can provide,” Ardern told reporters.Health Minister David Clark said New Zealand had successfully “eliminated COVID-19” prior to latest imported cases, after recording only 22 deaths in a population of five million.center_img Prime Minister Jacinda Ardern ordered the military to oversee New Zealand’s borders Wednesday after a quarantine bungle that allowed COVID-19 back into the country.A 24-day run with no new cases was broken on Tuesday when it emerged two women who recently arrived from Britain were allowed out of quarantine early without being tested for the virus, even though one had mild symptoms.The pair were eventually swabbed and proved to be infected, but only after they made a 650 kilometer road-trip from Auckland to Wellington to see a dying relative.last_img read more

first_imgRene Meulensteen admits he is embroiled in a transfer window “tug of war” to bolster Fulham’s Barclays Premier League relegation battle. The Fulham head coach pledged to do whatever it takes to bring new recruits to Craven Cottage by the end of the month. Fulham are likely to add a defender and a striker to their squad, with Brondby’s Denmark forward Simon Makienok among their targets. Holland goalkeeper Maarten Stekelenburg had been expected to make a return from injury in Saturday’s Sunderland clash. But now Meulensteen thinks his first-choice stopper will not be ready for the Craven Cottage cup showdown with Chris Hughton’s Norwich. “He will have to be assessed again: he’s still a doubt for Tuesday,” said Meulensteen. “He’s progressing nicely, but maybe just not enough to make it back for Tuesday. “Let me start by saying first and foremost that David has done an excellent job. “But Maarten is an international established goalkeeper and he has done well for us, so it will be a big boost for us to come back.” Meulensteen confirmed Fulham have allowed Ghana midfielder Derek Boateng to speak to Sky Bet Championship club Watford. Boateng has made just three Fulham appearances since his May 2013 move to Craven Cottage. Fulham boss Meulensteen said Boateng’s World Cup dream could lead him to make the switch in search of regular first-team football. “We’re looking in terms of Derek as a player that has a chance to go to the World Cup,” said Meulensteen. “So we’ve allowed him to speak to Watford.” Press Association Captain Brede Hangeland should be fit to return in Tuesday’s FA Cup third-round replay against Norwich after back surgery. But Meulensteen still admits Fulham need more defensive stability, especially after Saturday’s 4-1 home league humbling at the hands of relegation rivals Sunderland. “There are constant ongoing discussions, but as we all know it’s a difficult time as well,” said the former Manchester United coach. “It’s a bit of a tug of war here and there. “Any manager that has the opportunity to do something that he knows will improve what he has, then he will take it. “Anything that will give us a better chance to stay up, of course you’ll do it. “Brede is very close, very close, he’s trained really well and hopefully we can introduce him on Tuesday. “When Brede comes back you get a very, very experienced defender, and hopefully that will give us some more options.” last_img read more